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  • Hi, I'm Walt. A fifty-something cyclist who actually rides a bike to work. I hope you find this site helpful, or at least somewhat interesting :) Check back often - you never know what I might do next!

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Why are bicycles not licenced nor needing insurance ?

Categories: Bicycle Insurance | February 11th, 2009 | by admin | 7 comments

jj. b asked:

After all, they are considered vehicles and must follow and obey traffic laws, so why not make them act like the other vehicles, license and insurance. It might also cut down on crime by deterring bicycle theft. Perhaps promoting safer cycling operators.

Caffeinated Content

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I’ll Take the Bus! – the Rising Cost of Car Insurance

Categories: Bicycle Insurance | March 2nd, 2009 | by admin | no comments

Most of us will openly admit that our cars are very important to our daily lives. They are useful in getting to work, as well as errand running and even as part of the work itself.

With rising prices in relation to both petrol and car insurance, many of us are now taking the decision to leave our vehicles at home. As many of us rework our

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How to settle with insurance company without attorney?

Categories: Bicycle Insurance | April 13th, 2009 | by admin | 3 comments

natasha p asked:

Got hit by the car while riding a bicycle. The knee cracked, went to the hospital, got all the paper work and police report. Here only for the summer to work. now apparentely can not work anywhere until it heals. Is it possible to settle with the car insurance company for certain amount of money without getting an attorney involved. i know approximately how much i would accept. how do i negotiate it with them?
the other person

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I have an old 49cc honda express. When i get it running right, do i need insurance and a license plate?

Categories: Bicycle Insurance | June 7th, 2009 | by admin | 2 comments

Kevin M asked:

I live in louisiana. I have a motorcycle license and a motorcycle, but the scooter has no title and was being thrown out before i got it, so i don’t know how to go about getting a title for it. Ive heard in alot of states if its 50cc or under, you don’t

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Will I be found automatically GUILTY because of lack of insurance at the time of a minor accident?

Categories: Bicycle Insurance | March 9th, 2009 | by admin | 6 comments

m126 asked:

I had someone riding a bicycle run into the side of my car.

He seemed fine and his bicycle was fine too…. We exchanged Names, Addresses & Phone Numbers. However, at the time I did not have auto insurance (but do now), but i never disclosed this fact.

Now 10 months later, i am getting

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Advice About Bicycle Insurance

Categories: Bicycle Insurance | January 31st, 2009 | by admin | one comments

I thought that I needed to insure my bicycle against theft.  I’ve heard that bikes get stolen every day in my city and I want bicycle insurance to cover my investment.  I am very careful about locking my bike up every time I get off of it.  I use a really nice U-Lock and wear the key on a chain around my neck.  I found out that one of my friends was dating an insurance salesman and contacted him with my questions.

I asked him about bicycle insurance and he said that my homeowners or renters insurance …

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Bike Insurance the Easy Way

Categories: Bicycle Insurance | April 10th, 2009 | by admin | no comments

Bike theft is on the rise with thieves running off with hundreds of millions worth of bikes every year, a third of which are taken from outside people’s homes. However, it pays dividends for cyclists and motorcyclists to check through their home insurance policy to make sure that they are covered not only for having a bike outside their property but

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